So, speaking of financial matters, I just had a funny conversation with an HSBC representative.  I had to give them a call because we got a notice from the credit union that they didn’t get our March payment.  It’s set up to automatically pay through the Bill Pay online, so I thought that was odd.

So I called to find out what’s up.  HSBC confirms the check was never cashed.  Now I have to call the credit union and explain what happened and see if they’ll waive the $20 late fee.  Irritating, but whatever…

Then, after resolving the initial problem, the following conversation occurs:

HSBC Rep: One more thing Mr. Christ.  I notice you don’t have overdraft protection on your account.  Would you like to add it for free?

Me: No.

HSBC Rep: But it’s free.

Me: I’m not interested.

HSBC Rep: Can I ask why not?

Me: Because we don’t spend money we don’t have.

HSBC Rep: [Silence] Ok. Thank you Mr. Christ.

Made me think of this great video from Saturday Night Live.  (WordPress doesn’t seem to have an easy way to embed Hulu videos, so you’ll have to visit the link.)

EDIT: Let’s try this, actually:

[vodpod id=Groupvideo.2302030&w=425&h=350&fv=]